1. Acceptance of terms
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2. Description of the service
The text of this section will be added. Finaverse is a personal budgeting app that stores financial data locally on the device.
3. Account
The text of this section will be added. Registration by email, address verification, responsibility for the password.
4. Free features and local data
The text of this section will be added. The app does not sync data between devices and does not keep it on our servers. A backup is a file you export yourself (with a password if you choose) and store wherever you see fit; importing such a file replaces the data on the device entirely. The app also saves a copy of the data in its own folder on the device — at most once a day, when you open the app, and only the last three; these copies are not password-protected, and the folder (on iPhone, the app’s database itself as well) is included in the device backup to iCloud or Google when that is enabled. We do not know the password to an exported file and cannot recover it. The user is responsible for keeping the device, the exported files and their passwords safe.
5. Premium subscription
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5.1. Plans
Two tiers: Plus — about 90 scans a month, Pro — about 180. Each tier is available monthly or yearly. The number of scans is approximate: the monthly limit is counted by the amount of AI work, so it depends on how many items a receipt or screenshot holds and how complex they are. The monthly limit resets on the 1st of each month at 00:00 UTC. A weekly limit applies as well; it is counted the same way and resets every Monday at 00:00 UTC: about 27 scans a week on Plus and 55 on Pro. You can scan while both limits have room; any unused allowance does not carry over to the next week or month. The Pro plan additionally includes AI rules: your own notes about your habits (up to 20 rules, up to 512 characters each; most emoji count as two) that the AI takes into account during recognition; the rules are stored only on your device. The text of your active rules is sent with every scan and counts towards the amount of AI work, so the more rules you have and the longer they are, the fewer scans fit into the limit.
5.2. Payment
Payment is processed by the Apple App Store or Google Play under the rules of the respective store.
5.3. Automatic renewal
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5.4. Cancellation
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5.5. Restoring purchases
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5.6. Refunds
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6. Receipt recognition (AI)
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7. Acceptable use
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8. Intellectual property
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9. Disclaimer of warranties
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10. Limitation of liability
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11. Termination
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12. Changes to these terms
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13. Governing law
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14. Contact
The text of this section will be added. Support email: support@finaverse.app.